Myths are nothing more than inaccurate, misinformation that have lead many people down the road to ruin and loss. The myths about Pennsylvania Workers’ Compensation should not be ignored, but rather investigated. Read more about Pennsylvania Compensation benefits here. Anyone who is injured, becomes ill or contracts a disease, while performing their work related duties should contact an experienced workers’ compensation attorney in Pennsylvania.
Millions of people are involved in accidents and injuries each year. Whether or not they file a claim depends on how much factual information they receive, from liable sources. Thousands of valid claims go unfiled, due to myths. There are at least 6 myths about Pennsylvania Workers’ Compensation claims that confuse clients, and cause them to miss out on getting the compensation they so rightly deserve.
Top 5 Myths
Any Lawyer Can Handle Workers Compensation Claims
This is not a true statement. An attorney who lacks the knowledge and experience of dealing with workers compensation claims will not be effective in negotiations. Workers compensation is a specialty area of the law. An attorney has to have working knowledge in workers compensation law if they are to be a service and not a discredit to their clients.
Illnesses are Not Covered Under Pennsylvania’s Workers Compensation Law
Work related illnesses are covered under Pennsylvania’s Workers Compensation. Accidental injuries, and diseases that can be proven as being job related, meet the guidelines of “What is Covered?” However, injuries or death that are self-inflicted or caused by illegal drugs or intoxication are not likely to be covered. Find out more about occupational diseases here.
Specific Loss Benefits Only Apply to Disabled Workers
Specific loss benefits apply to workers who have lost the total use of any or all parts of their body. This includes the use of a thumb or thumbs, hand or hands, arm or arms, leg or legs, foot or feet, and any permanent facial, head or neck disfigurement. This award also applies to the loss of hearing and sight.
Injured Workers Must Pay for Their Own Healthcare Treatment
Employers are responsible for providing health care benefits to their injured employees. Injured workers are free to choose their own health care provider to treat work related injuries, if their employer does not already have a list of doctors to choose from. Injured workers must choose a provider from the list of providers for the initial treatment. Afterwards, workers can choose to see any doctor on the list. Employers cannot influence workers choices concerning which doctor to see for treatment. Read our article about getting treatment here for more information.
Workers Get More In Compensation Without a Workers Compensation Attorney
Most injured workers are not fully informed about the benefits and advantages of receiving workers compensation. Laws dealing with workers compensation are complex. While some injuries and accidents are covered 100% under Pennsylvania’s workers compensation law, some are not. Only a qualified and experienced workers compensation attorney knows which injuries and accidents are totally covered, and which ones are not.
Time Limits Should Not Be Ignored
There is a time limit in which injured workers have to report their injury, see a doctor and file a claim. Employees have 21 days to notify their employer of an injury. If compensation is allowed, injuries must be reported within 120 days (4 months). Any requests and benefits can and most likely will be denied by both the insurance provider and employer, until proper notice is given. Injured workers have 36 months from the date of their injury to file a petition for benefits.
Petitions that are not filed on time, may result in injured parties losing their rights to receive benefits permanently. Due to the complexity of the laws surrounding workers compensation, it is recommended that anyone wishing to file a workers compensation claim be represented by knowledgeable workers compensation counsel.